How to propagate plants through layering

[ Where plant shoots lie on the soil, they often spontaneously take root. Sprawling shrubs and toppled trees often show this in the wild. Gardeners can make use of this handy property by “layering” their plants. At its simplest, a stem is laid on the ground, covered in soil and left to root. Not every … Read more

Millions to get national insurance cut from 6 April

[ Millions of workers are set to benefit from a national insurance (NI) cut as the new tax year gets under way. As announced in the Government’s spring Budget, the main rate of employee NI will fall from 10 per to 8 per cent from 6 April – the first day of the 2024-25 period. … Read more

How long it takes to renew a UK passport, cost and if you can do it early

[ Since the UK officially left the European Union after Brexit, it has been more difficult for Brits to travel to the 27 countries remaining in the EU. Regulations have since tightened post-Brexit, as British passport holders wishing to travel to EU countries are treated as non-EU nationals. This means stricter rules for British passport … Read more

How council tax rise will eat into savings from January’s national insurance cut

[ Council tax rises in most parts of England coming this April will eat into large chunks of the reduction in tax handed to workers as part of a cut to national insurance (NI) in January, analysis for i shows. Of the 136 authorities that have declared their proposals for council tax rises in April, … Read more

Southern meatloaf and 2 more recipes that put the comfort in ‘comfort food’

[ What makes a food a comfort food? That’s a good question, one that professional food pundits spend a lot of energy trying to figure out. A lot of time. We like to throw around the term with impunity, but in reality the true definition of such a concept is elusive at best. Read original … Read more

Am I missing out on thousands of pounds of lost pension income?

[ Dear Rocio, What needs to be done to simplify the pension system for savers? Name and address supplied. Rocio says: My husband is going to be getting an extra Christmas gift this year, but I’ll not share what it is in case it ruins his surprise. As I was wrapping presents I remembered that … Read more