I’ve held off fixing my mortgage

[ Is the mortgage market turbulence getting you down? Have you got a mortgage-related question you need answering? Email in and we’ll get one of our experts to reply. Nick Mendes, mortgage technical manager at John Charcol, has given his advice to a reader below. If you have a question for our experts, email us at [email protected]. Question: My 2-year … Read more

35 simple pleasures to look forward to this spring

[ Flowers in bloom With daffodils, crocuses and bluebells all bursting into bloom, spring’s colour palette is a chromatic delight – and a world away from winter’s unrelenting browns. Research has also found that smells experienced in nature improve our well-being, so be sure to take in the fragrances – honeysuckle, hyacinths and wisteria have … Read more

How council tax rise will eat into savings from January’s national insurance cut

[ Council tax rises in most parts of England coming this April will eat into large chunks of the reduction in tax handed to workers as part of a cut to national insurance (NI) in January, analysis for i shows. Of the 136 authorities that have declared their proposals for council tax rises in April, … Read more

I’m a chiropodist – these are the mistakes people make with their feet

[ Podiatrist Dr Helen Branthwaite, musculoskeletal lead for the Royal College of Podiatry, has spent the past 25 years treating foot pain and dysfunction. She works at the Footcare Clinic in Macclesfield, Cheshire, and as a senior lecturer in clinical biomechanics at Staffordshire University, where she also conducts research. As well as showing other healthcare … Read more

The cheap city break you should try in 2024 – before everyone else catches on

[ “If you haven’t been to the Old Bazaar, you haven’t been to Skopje at all,” says my guide, Zoran Stavrevski, as he leads me towards a jumble of low-rise buildings. I shield my eyes against the sun and notice faint whisps of smoke rising from the chimneys scattered across the terracotta rooftops. Behind me … Read more

How I decide if the UK will get a white Christmas, as a Met Office meteorologist

[ The picture-postcard image of snow-blanketed festive scenes has become synonymous with Christmas thanks to Charles Dickens, Bing Crosby and, frankly, the entire Hollywood festive film output. In the UK, a white Christmas is officially announced by the Met Office – and it is a responsibility they don’t take lightly. Here, Craig Snell, a senior … Read more