Younger generation support Government’s pension pot for life plans

[ Younger people are in favour of the Government’s pension pot for life plans, which aims to simplify the saving process, new data shows. People between the age of 25 to 34 are the most supportive of the plan (78 per cent) while support is also high among 35 to 44 year olds (73 per … Read more

Abolishing pension triple lock would be ‘toxic’, ex-ministers warn

[ Whoever wins the next election must protect the state pension triple lock, former pensions ministers have warned. The future of the policy has been thrown into doubt amid fears that funding the state pensions of a growing older population will drain the public finances. Sir Keir Starmer, who is on course to lead the … Read more

12 low-effort ways to improve your parenting

[ Bemoaning your parenting skills and feeling besieged by guilt? The juggle is real. Here, five experts share tips that can make a difference – and no, they won’t take up any more of that time you don’t have… Use your smart speaker Seek help from the all-powerful Alexa. “From setting your kids reminders to … Read more

Millions to get national insurance cut from 6 April

[ Millions of workers are set to benefit from a national insurance (NI) cut as the new tax year gets under way. As announced in the Government’s spring Budget, the main rate of employee NI will fall from 10 per to 8 per cent from 6 April – the first day of the 2024-25 period. … Read more

How long it takes to renew a UK passport, cost and if you can do it early

[ Since the UK officially left the European Union after Brexit, it has been more difficult for Brits to travel to the 27 countries remaining in the EU. Regulations have since tightened post-Brexit, as British passport holders wishing to travel to EU countries are treated as non-EU nationals. This means stricter rules for British passport … Read more

Pensions worth over £50bn at risk of being lost as number of pots surges

[ Over £50bn in pensions are at risk of being misplaced in lost accounts or scattered across multiple pots, new analysis reveals. Almost one in 10 workers believe they have lost a pension pot worth more than £10,000, according to new research conducted by the Centre for Economics and Business Research, on behalf of PensionBee. … Read more

I started getting my state pension two years ago

[ In our weekly series, readers can email in with any question about retirement and pension savings to be answered by our expert, Tom Selby, director of public policy at investment platform AJ Bell. There is nothing he does not know about pensions. If you have a question for him, email us at [email protected]. Question: I am well … Read more

Do you feel ‘meh’? This sociologist reveals five ways to get out of it

[ Sometimes, when you say the words “I’m fine,” you really do mean it. You’re not great, you’re not terrible, you’re just fine. You don’t exactly have much mojo, but you are able to keep going. You’re vaguely disillusioned about how your life turned out, but it’s not as though you hate it either. You … Read more

Sub-1% mortgage launched for new-build homebuyers – but here’s the catch

[ A new mortgage for buyers purchasing new-build properties will offer rates of below one per cent – however, there are several important factors those considering the product need to be aware of. Own New’s rate reducer mortgage will launch from next week for customers buying houses from Barratt Developments, with further homebuilders joining from … Read more

How council tax rise will eat into savings from January’s national insurance cut

[ Council tax rises in most parts of England coming this April will eat into large chunks of the reduction in tax handed to workers as part of a cut to national insurance (NI) in January, analysis for i shows. Of the 136 authorities that have declared their proposals for council tax rises in April, … Read more