I’ve held off fixing my mortgage

[ Is the mortgage market turbulence getting you down? Have you got a mortgage-related question you need answering? Email in and we’ll get one of our experts to reply. Nick Mendes, mortgage technical manager at John Charcol, has given his advice to a reader below. If you have a question for our experts, email us at [email protected]. Question: My 2-year … Read more

How to propagate plants through layering

[ Where plant shoots lie on the soil, they often spontaneously take root. Sprawling shrubs and toppled trees often show this in the wild. Gardeners can make use of this handy property by “layering” their plants. At its simplest, a stem is laid on the ground, covered in soil and left to root. Not every … Read more

Greece offers ‘free’ holidays for tourists hit by Rhodes wildfires – how to claim

[ Nine months after the incident that reduced 15 per cent of Greece’s largest Dodecanese Island to cinders, and engendered Greece’s largest ever evacuation due to wildfires, holidaymakers who were caught up in the chaos are eligible for “free” holidays in Rhodes under a new voucher scheme. Launched after a pledge made by Greek Prime … Read more

12 low-effort ways to improve your parenting

[ Bemoaning your parenting skills and feeling besieged by guilt? The juggle is real. Here, five experts share tips that can make a difference – and no, they won’t take up any more of that time you don’t have… Use your smart speaker Seek help from the all-powerful Alexa. “From setting your kids reminders to … Read more

Millions to get national insurance cut from 6 April

[ Millions of workers are set to benefit from a national insurance (NI) cut as the new tax year gets under way. As announced in the Government’s spring Budget, the main rate of employee NI will fall from 10 per to 8 per cent from 6 April – the first day of the 2024-25 period. … Read more

UK granting asylum to Rwandans shows country is not safe, says ex-Tory attorney general

[ Granting asylum to people from Rwanda “undermines” the Government’s claims the country is safe, the former attorney general has said. i revealed on Thursday that a further 15 Rwandans were granted asylum in the UK in the final three months of 2023, taking the total number to 21 since the Government signed its controversial … Read more

Do you feel ‘meh’? This sociologist reveals five ways to get out of it

[ Sometimes, when you say the words “I’m fine,” you really do mean it. You’re not great, you’re not terrible, you’re just fine. You don’t exactly have much mojo, but you are able to keep going. You’re vaguely disillusioned about how your life turned out, but it’s not as though you hate it either. You … Read more

Sub-1% mortgage launched for new-build homebuyers – but here’s the catch

[ A new mortgage for buyers purchasing new-build properties will offer rates of below one per cent – however, there are several important factors those considering the product need to be aware of. Own New’s rate reducer mortgage will launch from next week for customers buying houses from Barratt Developments, with further homebuilders joining from … Read more

How council tax rise will eat into savings from January’s national insurance cut

[ Council tax rises in most parts of England coming this April will eat into large chunks of the reduction in tax handed to workers as part of a cut to national insurance (NI) in January, analysis for i shows. Of the 136 authorities that have declared their proposals for council tax rises in April, … Read more

I’m a chiropodist – these are the mistakes people make with their feet

[ Podiatrist Dr Helen Branthwaite, musculoskeletal lead for the Royal College of Podiatry, has spent the past 25 years treating foot pain and dysfunction. She works at the Footcare Clinic in Macclesfield, Cheshire, and as a senior lecturer in clinical biomechanics at Staffordshire University, where she also conducts research. As well as showing other healthcare … Read more