I’ve held off fixing my mortgage

[ Is the mortgage market turbulence getting you down? Have you got a mortgage-related question you need answering? Email in and we’ll get one of our experts to reply. Nick Mendes, mortgage technical manager at John Charcol, has given his advice to a reader below. If you have a question for our experts, email us at [email protected]. Question: My 2-year … Read more

Gove blames inflation for housebuilding failure and migration for high demand

[ Michael Gove said the Government had not been able to meet its target of building 300,000 homes a year primarily due to high inflation and interest rates squeezing the sector. The Housing Secretary said he would hope to meet the target “in the next parliament” but suggested the figure may need to be revised … Read more

I’m a landlord – will we see our mortgage rates drop dramatically this year?

[ Is the mortgage market turbulence getting you down? Have you got a mortgage-related question you need answering? Email in and we’ll get one of our experts to reply. Nick Mendes, mortgage technical manager at John Charcol, has given his advice to a reader below. If you have a question for our experts, email us … Read more

House prices hit nine-month high

[ House prices reached a nine-month high in December, reaching £287,105, according to the Halifax house price index. The average price of a home rose by 1.1 per cent last month, the third monthly consecutive rise and means house prices rose by 1.7 per cent, or £4,800, during 2023. This beat previous expectations that house … Read more

UK rental market expected to cool next year despite record growth in November

[ There are signs the rental market could cool in the new year, following a period of steep increases to asking prices in the past three years. Average rental growth in Britain was 9.7 per cent in October, down from 11.7 per cent at the same time last year, according to a report from property … Read more